John Dugan, head of the U.S. Office of the Comptroller of the Currency, urged regulators worldwide to impose minimum standards on mortgage underwriting in a speech on November 18.

On November 17, the Department of Justice, the Department of Treasury and the Department of Housing and Urban Development said they are forming a joint taskforce to combat financial fraud.

The Federal Reserve proposed new rules governing fees and expiration policies on retailers' gift cards on November 16.

The Federal Deposit Insurance Corporation will discuss tightening its rules governing securitisation. Chairman Sheila Bair said in a November 13 press release: "We have seen the problems that the 'originate to distribute' model played in the build-up to the financial crisis and we must ensure that future securitizations do not place the deposit insurance fund and our financial system in jeopardy".

The Securities and Exchange Commission collected $2.4 billion in fines and forfeitures in the first nine months of 2009. The agency collected $1 billion in the same period in 2008.

• Dugan speech
• Statement on fraud taskforce
• Fed release on gift cards
• FDIC statement on securitisation