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Friday, 24 October 2014

Banks a long way from regaining the 3-6-3 model

Playing off a handicap

Commercial bankers modus operandi used to be to borrow at 3%, lend at 6% and hit the golf course by 3pm. Returning to that will be easier when base rates pick up. But regulatory pressure to build up deposits will keep the pressure on interest margins for some time.



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